Credit card & payment terminals for your business
When customers are ready to pay, you need a payment terminal that makes the process quick, simple, and reliable. SMPL offers credit card terminals and payment terminals designed to help businesses accept credit and debit card payments in person while choosing equipment that fits the way they operate.
One counter, one till,
one device that fits it.
your first one is included.
The range
Whether you need a straightforward credit card machine, a flexible payment device, or a more complete point-of-sale solution, SMPL gives you options to build the right payment setup for your business. SMPL offers three payment equipment options to help businesses choose the solution that fits their payment environment and day-to-day operations.
A convenient payment solution for businesses that need reliable in-person payment acceptance.
The Smart Terminal provides a straightforward way to accept credit and debit card payments in person. It's designed for businesses that want reliable payment acceptance without unnecessary complexity. Its straightforward design makes it a practical choice for businesses that primarily need a dependable credit card machine for business transactions.
A flexible POS device designed for businesses that need payment capabilities that can adapt to their operations.
The SMPL Smart Flex offers a more flexible payment option for businesses that need their payment equipment to adapt to their operations. Whether you're taking payments throughout your business or need equipment that can accommodate a changing payment environment, Smart Flex provides another option for building your payment setup.
A more comprehensive POS solution for businesses that need payment acceptance alongside additional point-of-sale functionality.
For businesses that need more than a basic credit card machine, the SMPL Smart POS+ provides a more comprehensive point-of-sale solution. POS+ combines payment acceptance with POS functionality, making it a suitable choice for businesses that need their payment equipment to play a larger role in day-to-day operations.
What it plugs into
Your payment terminal is only one part of your overall payment system. The right equipment should work alongside your payment processing, POS technology, online payment tools, and other systems your business relies on. SMPL offers payment solutions that can help connect these different parts of your payment environment.
Accept credit and debit card payments in person with payment equipment designed for different business needs.
If your business needs more than a basic payment device, a POS solution can bring payment acceptance and point-of-sale functionality together.
Your payment terminal needs to work with a reliable payment processing solution. We combine payment equipment with its broader payment processing services to help businesses create a payment setup around their needs.
Not every customer will pay at a physical checkout. If your business also accepts payments online, we can provide payment solutions designed to support different payment channels.
A Virtual Terminal allows businesses to accept card payments remotely without requiring a customer to be physically present at a payment terminal. This can be useful for businesses that take payments over the phone or need another way to process transactions outside of a physical checkout.
Your payment system may also need to work with the software and business systems you already use. POS integration can help connect payment acceptance with supported business tools, reducing the need to manage disconnected systems.
Choosing payment equipment that works as part of your broader payment ecosystem can help create a smoother experience for both your customers and your team.
Payment terminals for your business
These options can work well for a variety of businesses, including:
Whether you need a straightforward payment terminal or a more complete POS solution, SMPL can help you choose the technology that makes sense for your business.
What payment terminals cost
The device and the way you process the card are one decision, not two. Here's what the device costs, then three ways to pay for the card itself.
Includes your first Smart Terminal and a Virtual Terminal. Additional devices, Smart Flex and POS+, are priced per unit.
$24.99 a month for the payment service, with no percentage markup taken out of your sales. Your cost does not move when your volume does.
See the monthly price →Every device in this range can display dual pricing, so it can run as a zero fee programme. The card cost is presented to the cardholder at checkout instead of coming out of your takings. Card brand and state rules apply.
See how the fee moves →Processing, online checkout, invoicing, funding and support, under one account and one support relationship rather than several.
See what else it connects to →Common questions
Still working out the pricing side? What the $24.99 subscription actually buys is answered on its own page.
Your first Smart Terminal is included in the $24.99 SMPL subscription, along with a Virtual Terminal. Additional devices are priced per unit: Smart Flex from $14.95 a month, POS+ from $24.95, with each additional unit priced separately. There is no separate purchase price for the hardware.
A payment terminal takes the card and settles the transaction. A POS system also runs the sale: items, prices, staff, stock and reporting. Smart Terminal and Smart Flex are terminals, POS+ is a point-of-sale device that includes card acceptance.
Yes. The whole range runs on one SMPL merchant account, so adding a second or third device does not mean a separate application or a separate relationship. Which devices suit your counter, and what each one costs, is confirmed during onboarding.
For a fixed counter, the Smart Terminal is included in the subscription and does one job reliably. If you take payment away from the counter, at a table, a doorstep or a market stall, Smart Flex is the better fit for the same acceptance.
Point of sale integration is available for supported systems, which lets card payments post back into the software you already run rather than being keyed twice. Which integrations are available depends on your software. Confirm yours with us before you order hardware.
No. All three SMPL devices can display dual pricing, so any of them can run a zero fee programme. Older third-party hardware often cannot, which is the usual reason a switch involves new equipment. The programme itself is set out on its own page: how the mechanism works, and the card brand and state rules attached to it. How zero fee processing works →
There is no contract term and no cancellation fee on the subscription. You can stop at any point, including during the 30-day trial. Any hardware you have taken is returned when you close the account, and anything supplied on separate terms is set out in writing during onboarding.
Next-day funding is available on eligible batches settled before the daily cut-off. Batches closed after cut-off, at weekends or on bank holidays fund on the next banking day. Funding speed can also be affected by standard risk review when an account is new.
Get started
The right credit card terminal should do more than process a transaction. It should fit your business, support the way you accept payments, and work with the other tools you rely on every day. SMPL offers flexible payment terminals and equipment for different business environments and payment needs.
Whether you're looking for a simple credit card machine, a more flexible POS device, or a comprehensive point-of-sale solution, SMPL can help you find the equipment that makes sense for your business.
Ready to upgrade your payment setup? Choose the equipment that fits your business and build your SMPL payment solution today.