Terms of Service
Last Updated: June 17, 2026
These Terms of Service ("Terms") govern your access to and use of the website smplbiz.com (the "Website") and the products and services offered by Millennium Markets LLC, doing business as SMPL ("SMPL," "we," "us," or "our"). By accessing or using the Website or our services, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Website or our services.
Contents
1. Use of the Website
You agree to use the Website only for lawful purposes and in a manner that does not infringe the rights of, or restrict or inhibit the use and enjoyment of, the Website by any third party. You must be at least 18 years old to use the Website and our services.
2. Our Services
SMPL provides payment processing and related business services. Any application you submit through the Website is an application only and does not constitute an approved merchant account or a guarantee of service. Approval is subject to underwriting, verification, and applicable card-network and legal requirements. Specific products and services may be governed by additional agreements you enter into with us.
3. SMS Terms of Service
By opting into SMS from a web form or other medium, you are agreeing to receive SMS (text) messages from SMPL. This includes messages regarding your inquiry, application status, account and service updates, customer-service follow-ups, and — where you have agreed — promotional offers. Message and data rates may apply. Message frequency may vary. See our Privacy Policy for details on how we handle your information. Message HELP for help. Reply STOP to any message to opt out.
Consent to receive text messages is not a condition of purchase. You can opt out at any time by replying STOP. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Text-messaging originator opt-in data and consent will not be shared with any third parties. Carriers are not liable for delayed or undelivered messages.
4. Electronic Communications & Consent
By providing your contact information, you consent to receive communications from us electronically — including email, phone calls, and (where you opt in) text messages — relating to your inquiry, application, account, and services. You may opt out of marketing communications at any time by following the instructions in the message (for SMS, reply STOP; for email, use the unsubscribe link), or by contacting us directly. You may still receive non-promotional, transactional messages related to your account or application.
5. Intellectual Property
All content on the Website — including text, graphics, logos, and images — is the property of SMPL or its licensors and is protected by applicable intellectual-property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written permission.
6. Disclaimers
The Website and its content are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components, and we are not responsible for the content or practices of any third-party websites linked from the Website.
7. Limitation of Liability
To the fullest extent permitted by law, SMPL and its affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, the Website or our services.
8. Changes to These Terms
We may update these Terms from time to time. Any changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after changes take effect constitutes acceptance of the revised Terms.
9. Contact Us
If you have any questions about these Terms, please contact us:
- Millennium Markets LLC (d/b/a SMPL)
- 8 The Green, Dover, DE 19901
- Email: info@smplbiz.com
- Phone: (833) 216 2330