Stop Paying 3%Every Time Someone Uses a Credit Card.

Businesses switching to SMPL keep thousands of dollars every year with our subscription-based payment platform.

Trusted by businesses nationwide
0% Processing Fees
First Card Reader FREE
No Contract
Next-Day Funding
PCI Compliant & Secure
Calculate My Savings
30-Day Free Trial Start in Minutes No Cancellation Fees
SMPL Smart Terminal

The average business
processing $30,000/month
pays over

$10,000
EVERY YEAR

in processing fees.

Stop overpaying.
Start keeping more.

Keep More of Every Sale

Stop losing 3-4% to processing fees. With SMPL, you pay 0% processing fees, just one predictable monthly subscription.

Traditional
processors
3-4%
taken from every sale
Processing fees2.9% + 30¢/txn
Statement fee$10/mo
PCI compliance fee$99/yr
Gateway fee$25/mo
Application fee$0
Batch fee25¢/batch
Early termination fee$295

Illustrative common fees. Actual pricing varies by provider and contract.

SMPL smart terminal showing the switch from old percentage fees to one flat monthly subscription
With SMPL
0%
processing fees
Plans from $24.99/mo
Unlimited transactions
First card reader included
No contract
30-day free trial

See How Much You Could Save in Under 10 Seconds

Use the calculator below to estimate what you could stop paying in processing fees.

$20,000
$5,000$100,000+

Assuming: 3% traditional processing fees

What you may be paying in fees today (3%) $600 /month
You could stop paying (1 year) $7,200 /year
You could stop paying (5 years) $36,000 /5 years

No commitment. No credit card required.

Your FIRST Card Reader is FREE

You pay a simple monthly subscription for our credit card solutions, with 0% processing fees. Get equipped to take payments in-store, on the go, and online (Virtual Terminal included).

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Subscription only 0% processing fees 1st Smart Terminal FREE

How You Start (3 Simple Steps)

Simple: pay a monthly subscription and pay 0% processing fees. Price your bundle first, then start the eligibility check.

1
Build your bundle

Mix & match terminals

Choose devices and see your monthly subscription estimate instantly, with 0% processing fees.

2
Start eligibility

Quick review

We confirm fit and send next steps. No contract. No cancellation fee. Free trial.

3
Go live

Launch fast

After approval, finalize setup and start processing with a subscription-only model.

Real Merchant Stories

Business Owners Are Switching to SMPL

They love the simple subscription model and 0% processing fees.

Andrea Collins — Owner, Glamor Hair Care: “It’s so worth it! You’ll want to keep it, you’ll refer it! I have two businesses and have it in both locations.”

Karla Pettit — Owner, The Pickle Barrel: “Switching to SMPL saved me over $30,000! It was exactly what I was told it was going to be.”

James Carter — Owner, F&S Auto Services: “On a scale of 1 to 10, I would give SMPL an 11!”

Trusted by Hundreds of Businesses

Real businesses. Real savings.

“SMPL saved us over $9,000 in fees our first year. Incredible.”

– Jason M., Retail Store

“The setup was fast, the terminal was free, and the savings are real.”

– Maria S., Café Owner

“Next-day funding and 0% fees. Finally, a processor that gets it.”

– David T., Online Store
Retail Restaurants Professional Services eCommerce Health & Wellness And Many More

Build Your Bundle & See Your Monthly Subscription

You only pay the subscription, with 0% credit card processing fees. Base subscription is $24.99/mo and includes: 1 Smart Terminal FREE + 1 free Virtual Terminal. Add or remove devices below, mix and match.

Your terminals

Adjust quantities. Subscription pricing updates instantly with 0% processing fees.

Virtual Terminal (Online)
Included
Virtual Terminal (free) includes shopping cart, key-in cards, create/send invoices, recurring billing, inventory & menu management, available via website & mobile app.
SMPL Smart Terminal device
Smart Terminal
First one FREE (included in subscription)
SMPL Smart Flex POS device
Smart Flex POS
SMPL Smart POS+ terminal
Smart POS+ (Countertop)
Guaranteed clarity:

No contract. No cancellation fee. Free 30-day trial. You only pay the subscription with zero-fee credit card processing. Your bundle here is an estimate, as the final confirmation happens during onboarding.

Monthly subscription summary

Includes base subscription + device add-ons with 0% payment processing fees.

Base subscription
Includes 1 Virtual Terminal + 1 Smart Terminal (FREE)
$24.99
Smart Terminal add-ons
0 additional
$0.00
Smart Flex add-ons
0 selected
$0.00
POS+ add-ons
0 selected
$0.00

Total monthly subscription
Pay this subscription only, with 0% processing fees
$24.99
Your bundle:

Start the Eligibility Check

No obligation. No contract. No cancellation fee. Free 30-day trial. You only pay the subscription with 0% credit card processing fees. We’ll confirm eligibility and next steps within 1 business day.

All fields are required except Industry and the text message options.

Your info is kept private. No obligation. No contract. No cancellation fee. Free 30-day trial. Subscription-only model with 0% processing fees.

FAQ

The questions most people ask before starting.

Is there a contract or cancellation fee?

No contract. No cancellation fee. You can cancel anytime, including during the free 30-day trial.

What do I pay each month?

You pay a simple monthly subscription for our payment processing services, with 0% processing fees. Your subscription includes a free Virtual Terminal and your first Smart Terminal FREE, so you can accept credit card payments while avoiding the percentage-based fees charged by traditional processors.

Can I mix and match terminals?

Yes. You can mix Smart Terminal, Smart Flex, and POS+ to create a payment setup that fits your business. Use the bundle builder above to see your estimated monthly subscription and choose the credit card processing solution that works best for your needs.

How does Smart Flex pricing work?

If Smart Flex is your only physical device, the first one is $14.95/mo. If you already have a Smart Terminal in your bundle, the first Smart Flex becomes $24.95/mo. Additional Smart Flex units are $24.95/mo each, giving you a flexible option for expanding your payment processing setup.

How does POS+ pricing work?

If POS+ is your only physical device, the first one is $24.95/mo. Each additional POS+ is $44.95/mo. This gives businesses a flexible way to build a credit card processing setup around the devices they need.

Book a Free Consultation

Pick a time that works for you, and a specialist will walk you through the program, answer your questions, and get you set up.

How to Reach Us

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Subscription-only • 0% processing fees Free 30-day trial • No contract • No cancellation fee