SMPL Flat Fee Program

Stop Paying 3%Every Time Someone Uses a Credit Card.

Businesses switching to SMPL keep thousands of dollars every year with our subscription-based payment platform.

Trusted by businesses nationwide
0% Processing Fees
First Smart Terminal FREE
No Contract
Next-Day Funding
PCI Compliant & Secure
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30-Day Free Trial Start in Minutes No Cancellation Fees
SMPL Flat Fee Program
SMPL Smart Terminal

The average business
processing $30,000/month
pays over

$10,000
EVERY YEAR

in processing fees.

Stop overpaying.
Start keeping more.

See How Much You Could Save in Under 10 Seconds

Use the calculator below to estimate what you could stop paying in processing fees.

$20,000
$5,000$100,000+

Assuming: 3% traditional processing fees

What you may be paying in fees today (3%) $600 /month
You could stop paying (1 year) $7,200 /year
You could stop paying (5 years) $36,000 /5 years

No commitment. No credit card required.

No surprises. Ever.

Here's every fee SMPL charges — and every fee we've cut out entirely. Read it once, never wonder again.

What we've eliminated

Early termination fee$0
Application fee$0
Setup & equipment programming fee$0
Monthly maintenance fee$0
Per-transaction processing fee$0
SMPL smart terminal showing the switch from old percentage fees to one flat monthly subscription

What you actually pay

Monthly flat-fee subscription
Covers unlimited transactions & your terminal bundle
from $24.99/mo
Chargeback fee
Only applies when a dispute is filed by a cardholder
$15
Your FIRST Card Reader is FREE

You pay a simple monthly subscription — with 0% processing fees. Get equipped to take payments in-store, on the go, and online (Virtual Terminal included).

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Subscription only 0% processing fees 1st Smart Terminal FREE

How You Start (3 Simple Steps)

Simple: pay a monthly subscription and pay 0% processing fees. Price your bundle first, then start the eligibility check.

1
Build your bundle

Mix & match terminals

Choose devices and see your monthly subscription estimate instantly — 0% processing fees.

2
Start eligibility

Quick review

We confirm fit and send next steps. No contract. No cancellation fee. Free trial.

3
Go live

Launch fast

After approval, finalize setup and start processing with a subscription-only model.

Real Merchant Stories

Business Owners Are Switching to SMPL

They love the simple subscription model and 0% processing fees.

Andrea Collins — Owner, Glamor Hair Care: “It’s so worth it! You’ll want to keep it, you’ll refer it! I have two businesses and have it in both locations.”

Karla Pettit — Owner, The Pickle Barrel: “Switching to Smpl saved me over $30,000! It was exactly what I was told it was going to be.”

James Carter — Owner, F&S Auto Services: “On a scale of 1 to 10, I would give SMPL an 11!”

Trusted by Hundreds of Businesses

Real businesses. Real savings.

“SMPL saved us over $9,000 in fees our first year. Incredible.”

– Jason M., Retail Store

“The setup was fast, the terminal was free, and the savings are real.”

– Maria S., Café Owner

“Next-day funding and 0% fees. Finally, a processor that gets it.”

– David T., Online Store
Retail Restaurants Professional Services eCommerce Health & Wellness And Many More

Build Your Bundle & See Your Monthly Subscription

You only pay the subscription — with 0% processing fees. Base subscription is $24.99/mo and includes: 1 Smart Terminal FREE + 1 free Virtual Terminal. Add or remove devices below — mix and match.

Your terminals

Adjust quantities. Subscription pricing updates instantly — 0% processing fees.

Virtual Terminal (Online)
Included
Virtual Terminal (free) includes shopping cart, key-in cards, create/send invoices, recurring billing, inventory & menu management — available via website & mobile app.
SMPL Smart Terminal device
Smart Terminal
First one FREE (included in subscription)
1st Smart Terminal is $0 (included). Each additional is $14.95/mo. Subscription-only model with 0% processing fees.
SMPL Smart Flex POS device
Smart Flex POS
Smart Flex pricing: if it's your only physical device, first is $14.95/mo. If you already have a Smart Terminal in your bundle, first Smart Flex becomes $24.95/mo. Each additional Smart Flex is $24.95/mo. Subscription-only model with 0% processing fees.
SMPL Smart POS+ terminal
Smart POS+ (Countertop)
POS+ pricing: if no other physical devices are selected, first is $24.95/mo. Each additional POS+ is $44.95/mo. Subscription-only model with 0% processing fees.
Guaranteed clarity:

No contract. No cancellation fee. Free 30-day trial. You only pay the subscription — 0% processing fees. Your bundle here is an estimate — final confirmation happens during onboarding.

Monthly subscription summary

Includes base subscription + device add-ons — 0% processing fees.

Base subscription
Includes 1 Virtual Terminal + 1 Smart Terminal (FREE)
$24.99
Smart Terminal add-ons
0 additional
$0.00
Smart Flex add-ons
0 selected
$0.00
POS+ add-ons
0 selected
$0.00

Total monthly subscription
Pay this subscription only — 0% processing fees
$24.99
Your bundle:

Start the Eligibility Check

No obligation. No contract. No cancellation fee. Free 30-day trial. You only pay the subscription — with 0% processing fees. We’ll confirm eligibility and next steps within 1 business day.

🔒 Your info is kept private. No obligation. No contract. No cancellation fee. Free 30-day trial. Subscription-only model with 0% processing fees.

By submitting, you agree to be contacted by SMPL by phone and text message at the number provided about your inquiry and our services. Consent is not a condition of purchase. Message frequency may vary; message & data rates may apply. Reply STOP to opt out, HELP for help. SMS consent is not shared with third parties or affiliates. See our Privacy Policy & Terms of Service.

FAQ

The questions most people ask before starting.

Is there a contract or cancellation fee?

No contract. No cancellation fee. You can cancel anytime — including during the free 30-day trial.

What do I pay each month?

You pay a simple monthly subscription for payment processing — with 0% processing fees. Your subscription includes a free Virtual Terminal and your first Smart Terminal FREE.

Can I mix and match terminals?

Yes. You can mix Smart Terminal, Smart Flex, and POS+. Use the bundle builder above to see your estimated monthly subscription.

How does Smart Flex pricing work?

If Smart Flex is your only physical device, the first one is $14.95/mo. If you already have a Smart Terminal in your bundle, then the first Smart Flex becomes $24.95/mo. Additional Smart Flex units are $24.95/mo each.

How does POS+ pricing work?

If POS+ is your only physical device, the first one is $24.95/mo. Each additional POS+ is $44.95/mo.

Book a Free Consultation

Pick a time that works for you — a specialist will walk you through the program, answer your questions, and get you set up.

How to Reach Us

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Subscription-only • 0% processing fees Free 30-day trial • No contract • No cancellation fee