Stop Paying 3%Every Time Someone Uses a Credit Card.

Businesses switching to SMPL keep thousands of dollars every year with our subscription-based payment platform.

Trusted by businesses nationwide
0% Processing Fees
First Card Reader FREE
No Contract
Next-Day Funding
PCI Compliant & Secure
Calculate My Savings
30-Day Free Trial Start in Minutes No Cancellation Fees
SMPL Smart Terminal

The average business
processing $30,000/month
pays over

$10,000
EVERY YEAR

in processing fees.

Stop overpaying.
Start keeping more.

Keep more of every sale.

Stop losing 3-4% to processing fees. With SMPL, you pay 0% processing fees, just one predictable monthly subscription.

Traditional
processors
3-4%
taken from every sale
Processing fees2.9% + 30¢/txn
Statement fee$10/mo
PCI compliance fee$99/yr
Gateway fee$25/mo

Illustrative common fees. Actual pricing varies by provider and contract.

SMPL smart terminal showing the switch from old percentage fees to one flat monthly subscription
With SMPL
0%
processing fees
Plans from $24.99/mo
Unlimited transactions
First card reader included
No contract
30-day free trial

See How Much You Could Save in Under 10 Seconds

Use the calculator below to estimate what you could stop paying in processing fees.

$20,000
$5,000$100,000+

Assuming: 3% traditional processing fees

What you may be paying in fees today (3%) $600 /month
You could stop paying (1 year) $7,200 /year
You could stop paying (5 years) $36,000 /5 years

No commitment. No credit card required.

Your FIRST Card Reader is FREE

You pay a simple monthly subscription — with 0% processing fees. Get equipped to take payments in-store, on the go, and online (Virtual Terminal included).

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Skip → Build Bundle
Subscription only 0% processing fees 1st Smart Terminal FREE

How You Start (3 Simple Steps)

Simple: pay a monthly subscription and pay 0% processing fees. Price your bundle first, then start the eligibility check.

1
Build your bundle

Mix & match terminals

Choose devices and see your monthly subscription estimate instantly — 0% processing fees.

2
Start eligibility

Quick review

We confirm fit and send next steps. No contract. No cancellation fee. Free trial.

3
Go live

Launch fast

After approval, finalize setup and start processing with a subscription-only model.

Real Merchant Stories

Business Owners Are Switching to SMPL

They love the simple subscription model and 0% processing fees.

Andrea Collins — Owner, Glamor Hair Care: “It’s so worth it! You’ll want to keep it, you’ll refer it! I have two businesses and have it in both locations.”

Karla Pettit — Owner, The Pickle Barrel: “Switching to Smpl saved me over $30,000! It was exactly what I was told it was going to be.”

James Carter — Owner, F&S Auto Services: “On a scale of 1 to 10, I would give SMPL an 11!”

Trusted by Hundreds of Businesses

Real businesses. Real savings.

“SMPL saved us over $9,000 in fees our first year. Incredible.”

– Jason M., Retail Store

“The setup was fast, the terminal was free, and the savings are real.”

– Maria S., Café Owner

“Next-day funding and 0% fees. Finally, a processor that gets it.”

– David T., Online Store
Retail Restaurants Professional Services eCommerce Health & Wellness And Many More

Build Your Bundle & See Your Monthly Subscription

You only pay the subscription — with 0% processing fees. Base subscription is $24.99/mo and includes: 1 Smart Terminal FREE + 1 free Virtual Terminal. Add or remove devices below — mix and match.

Your terminals

Adjust quantities. Subscription pricing updates instantly — 0% processing fees.

Virtual Terminal (Online)
Included
Virtual Terminal (free) includes shopping cart, key-in cards, create/send invoices, recurring billing, inventory & menu management — available via website & mobile app.
SMPL Smart Terminal device
Smart Terminal
First one FREE (included in subscription)
1st Smart Terminal is $0 (included). Each additional is $14.95/mo. Subscription-only model with 0% processing fees.
SMPL Smart Flex POS device
Smart Flex POS
Smart Flex pricing: if it's your only physical device, first is $14.95/mo. If you already have a Smart Terminal in your bundle, first Smart Flex becomes $24.95/mo. Each additional Smart Flex is $24.95/mo. Subscription-only model with 0% processing fees.
SMPL Smart POS+ terminal
Smart POS+ (Countertop)
POS+ pricing: if no other physical devices are selected, first is $24.95/mo. Each additional POS+ is $44.95/mo. Subscription-only model with 0% processing fees.
Guaranteed clarity:

No contract. No cancellation fee. Free 30-day trial. You only pay the subscription — 0% processing fees. Your bundle here is an estimate — final confirmation happens during onboarding.

Monthly subscription summary

Includes base subscription + device add-ons — 0% processing fees.

Base subscription
Includes 1 Virtual Terminal + 1 Smart Terminal (FREE)
$24.99
Smart Terminal add-ons
0 additional
$0.00
Smart Flex add-ons
0 selected
$0.00
POS+ add-ons
0 selected
$0.00

Total monthly subscription
Pay this subscription only — 0% processing fees
$24.99
Your bundle:

Start the Eligibility Check

No obligation. No contract. No cancellation fee. Free 30-day trial. You only pay the subscription — with 0% processing fees. We’ll confirm eligibility and next steps within 1 business day.

🔒 Your info is kept private. No obligation. No contract. No cancellation fee. Free 30-day trial. Subscription-only model with 0% processing fees.

FAQ

The questions most people ask before starting.

Is there a contract or cancellation fee?

No contract. No cancellation fee. You can cancel anytime — including during the free 30-day trial.

What do I pay each month?

You pay a simple monthly subscription for payment processing — with 0% processing fees. Your subscription includes a free Virtual Terminal and your first Smart Terminal FREE.

Can I mix and match terminals?

Yes. You can mix Smart Terminal, Smart Flex, and POS+. Use the bundle builder above to see your estimated monthly subscription.

How does Smart Flex pricing work?

If Smart Flex is your only physical device, the first one is $14.95/mo. If you already have a Smart Terminal in your bundle, then the first Smart Flex becomes $24.95/mo. Additional Smart Flex units are $24.95/mo each.

How does POS+ pricing work?

If POS+ is your only physical device, the first one is $24.95/mo. Each additional POS+ is $44.95/mo.

Book a Free Consultation

Pick a time that works for you — a specialist will walk you through the program, answer your questions, and get you set up.

How to Reach Us

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Subscription-only • 0% processing fees Free 30-day trial • No contract • No cancellation fee